Family Tree

Funeral Costs – Pre-payment Plans

Funeral costs have almost trebled over the last ten years. They are projected to treble again during the next ten. If you have a life expectancy of more than 2 years it makes sense in our view to pay for your funeral in advance.

Pre-payment plans can be bought outright, or paid for by instalment; basically, they ensure that you get what you want at today’s prices*.

It may bring peace of mind for you to know that it is all planned and settled, and it will undoubtedly be a relief to the family when the time comes to arrange and pay for your funeral.

Family Tree Funeral Company is not restricted to selling pre-packaged plans at nationally fixed prices: we are free to agree prices and plans with you in exactly the same way as we do for today’s funeral. Your instructions are held on file; you also hold a copy – and it can be revised and amended by you at any time.

*The payment for the funeral is invested in a "Whole of Life Assurance Policy" through Golden Leaves*. This in turn guarantees cover for future increases in the funeral director's fees, whilst the amount paid towards "disbursements" (third party fees, e.g. doctors, clergy, crematoria, etc.) will rise in line with the Retail Price Index.

*Golden Leaves Funeral Plans are founder members of The National Association for Pre-paid Funeral Plans and are registered with the Funeral Planning Authority. The money you pay for your funeral plan is invested and managed by Merrill Lynch and Citigroup Quilter, who are authorised and regulated by the Financial Services Authority.